Blanton Appraisal Services is approved for FHA work

Rest assured that Blanton Appraisal Services is an FHA-certified appraisal service in FL. This means that we are certified and approved by the FHA to do reports for property loans backed by them. Part of the periodic training our staff at Blanton Appraisal Services receives deals exclusively with decoding the FHA's documentation and their rules and procedures.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is secured by them. The FHA does not loan capital to borrowers, rather, it provides lending organizations with safety through mortgage insurance in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are built to help low-to-moderate income homebuyers help meet credit requirements if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are incredibly beneficial to those homebuyers with less accessible funding.